Business financing referrals · Cafés

Explore funding for your café equipment and stock.

Espresso machines, refrigeration and a reliable supply of ingredients all support the café counter. Set out the purchase you are planning and the period it needs to cover before applying for business funding.

Illustration of cafés and their working space

Take time to compare

Understand costs and repayment dates

01

Provider identity

Confirm which company would provide the financing and which agreement you would sign.

02

Payment schedule

Check when repayments start, their frequency and how long the obligation lasts.

03

Other requirements

Understand any collateral or personal-guarantee requirements before accepting the offer.

Spending priorities

What your request could cover

01

Espresso equipment

A new espresso machine may also require a grinder, water treatment and installation. Check the full setup cost and the time the counter would be out of service.

02

Seasonal stock

Coffee, milk alternatives and takeaway supplies can sell at different rates through the year. Base the order on recent use and the trading period ahead, especially before local events or holidays.

03

Service counter

An extra counter or display refrigerator can change how orders move through the café. Include fitting work and electrical requirements alongside the equipment quote.

Illustration of cafés equipment and workspace
Illustration of cafés equipment and workspace

Cafés · funding preparation

A budget for the work ahead

Compare regular weekday sales with weekend or event-driven trade. The busiest hour is useful context, but the whole trading month matters when considering a repayment schedule.

Understand the process

What happens to a funding request

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Details about the referral

Our role in a funding request

Who may receive my application details?

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Who reviews the application?

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

When could I hear about my request?

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

What happens when I confirm my contact details?

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Start your request here

Describe the funding your business is considering

When the expense and timing are clear, use the form to submit your business funding request.